Challenge

A healthcare business applied to use the Tola platform and submitted an invoice for just under $2,400 to purchase a “medical device system.” This raised concerns: such implants typically cost between $15,000 and $30,000, suggesting the invoice may have been fabricated. The business listed multiple clinic addresses that were rundown buildings with no signage, casting further doubt on legitimacy.

How Arva Helped

• Arva’s KYB checks flagged irregularities in the company’s registration, website, and contact information.

• Counterparty analysis showed inconsistent payment flows.

• Investigators cross-referenced the invoice with Arva intelligence and discovered clear red flags.

• Adverse findings revealed the business was not operating as a genuine medical provider.

Outcome

The payout was stopped before any funds left Tola’s system. By combining Arva’s automated risk signals with manual review, the fraud was detected early and losses were prevented.

Value Delivered

• Prevented a fraudulent medical invoice from being paid.

• Identified that the business locations were falsified.

• Protected Tola from reputational and financial loss.